Tailored Professional Liability insurance for Pilates Method Alliance members

Coverage to protect against the specific risks you face as a Pilates instructor.

The importance of
Professional Liability insurance for
PMA members

Close and personal work with clients can put you at risk for allegations of misconduct no matter how cautious you are while performing your job. A claim against the instruction you provided, or an accusation of sexual harassment, can take valuable time away from work and can cost thousands of dollars to defend—even if you’re found innocent.

To help protect Pilates instructors like you, PMA has partnered with Lockton Affinity Fitness to offer tailored Professional Liability insurance to PMA members. This Pilates Method Alliance-endorsed Professional Liability insurance provides the essential coverage that Pilates instructors, Pilates trainers and Pilates students need at specially negotiated rates just for PMA members.

Pricing for PMA member Professional Liability insurance

Professional Liability insurance annual rates for PMA members with a limit of $500,000 per claim / $500,000 aggregate, start as low as:

$18

FOR STUDENTS

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$121

FOR EMPLOYED
PROFESSIONALS

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$241

FOR SELF-EMPLOYED
PROFESSIONALS

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Additional limit options include:

$1,000,000 per claim / $1,000,000 aggregate
$1,000,000 per claim / $3,000,000 aggregate
$2,000,000 per claim / $4,000,000 aggregate

*Before applicable fees.

Coverage details for PMA member Professional Liability insurance

Damages and claim expenses
Attorney fees and court costs if you are named in a claim, including as a defendant in a civil suit stemming from covered professional services
Loss of earnings up to $500 per day due to your attendance at trial, hearings, mediation meetings or arbitration proceedings
Professional license complaint investigation fees, costs and expenses associated with investigations or proceedings brought by a state licensing board, or other regulatory body, in relation to your professional services license
Limited-premises General Liability

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Why PMA members need personal coverage

While some fitness studios or health clubs may provide insurance coverage for employees, it likely won’t offer enough protection for you personally if you are faced with defending yourself against a claim.

A Professional Liability insurance policy in your name allows you to choose the amount of insurance coverage you need and saves you the risk of becoming uninsured from claims arising from previous employment.

With Professional Liability insurance from Lockton Affinity Fitness, you’re making the smart decision to protect yourself and preserve your career in Pilates.

Professional Liability insurance
vs. Studio insurance

While Professional Liability insurance and Studio insurance are two separate insurance policies, both are critical to the protection of your business and career.

Lockton Affinity Fitness can help meet both your professional and business insurance needs. Learn about the distinction between these two policies, then contact our dedicated team below to get coverage.

Professional Liability insurance covers the cost of certain legal fees that you may face as a result of claims brought against you for the services you provide.

For example, if a client gets hurt in your class, they may claim you were negligent in providing the proper guidance during the class. Professional Liability insurance helps ease the financial burden of defending yourself in a lawsuit.

Studio insurance, or a Business Owners Policy, includes three types of coverage to meet the insurance needs of your business, including:

	Property insurance Your building and its contents, including exercise equipment.
	General Liability insurance Protects your business from third party claims alleging damages for incidents such as bodily injury, personal injury or property damage.
	Business Interruption insurance Covers the loss of income due to unexpected damage.