Tailored Professional Liability insurance for martial arts instructors

The importance of
Professional Liability insurance for
martial arts instructors

Strength, agility, endurance and balance: the foundation of martial arts and fundamental elements your students aim to master through your instruction as a martial arts instructor.

Despite your master status and commitment to proper martial arts instruction, a claim of negligence or misconduct can be made against you. In that critical moment, the best protection is a Professional Liability insurance policy tailored for martial arts instructors.

Lockton Affinity Fitness’s Professional Liability insurance for martial arts instructors is comprehensive and affordable and can be purchased online in a few minutes.

Pricing for martial arts instructor Professional Liability insurance

Professional Liability insurance rates for martial arts instructors with limits of $500,000 per claim / $500,000 aggregate start as low as:

$18

FOR STUDENTS

$121

FOR EMPLOYED
PROFESSIONALS

$241

FOR SELF-EMPLOYED
PROFESSIONALS

Additional limit options include:

$1,000,000 per claim / $1,000,000 aggregate
$1,000,000 per claim / $3,000,000 aggregate
$2,000,000 per claim / $4,000,000 aggregate

*Before applicable fees.

Coverage details for martial arts instructor Professional Liability insurance

• Damages and claim expenses
• Attorney fees and court costs if you are named in a claim, including as a defendant in a civil suit stemming from covered professional services
• Loss of earnings up to $500 per day due to your attendance at trial, hearings, mediation meetings or arbitration proceedings
• Professional license complaint investigation fees, costs and expenses associated with investigations or proceedings brought by a state licensing board, or other regulatory body, in relation to your professional services license
• Limited-premises General Liability

Why martial arts instructors need personal coverage

While you may be covered under an employer’s Professional Liability policy, that policy likely excludes coverage if you’re personally named in a lawsuit. A single claim can cost thousands of dollars and interrupt your ability to continue working — even if you’re acquitted of any wrongdoing.

Whether you’re self-employed or work for a martial arts studio, a Professional Liability insurance policy in your name is the best protection.

Apply now to see how Lockton Affinity Fitness provides martial arts instructor insurance you can count on.