Tailored Professional Liability insurance for fitness professionals

Coverage to protect against the specific risks you face as a fitness professional.

The importance of
Professional Liability insurance for
fitness professionals

Unfortunately, no matter how successful your client relationships are or how skillful you are as a fitness professional, Professional Liability lawsuits involving bodily injury or allegations of sexual harassment can still happen. In that critical moment, the best protection is a tailored Professional Liability insurance policy.

Lockton Affinity Fitness’s Professional Liability insurance for fitness professionals is comprehensive and affordable and can be purchased online in a few minutes.

Professions eligible for coverage from Lockton Affinity Fitness

A wide range of fitness professions are eligible for coverage.

  • Adaptive fitness specialists
  • Aerobics instructors
  • Athletic trainers
  • Certified fitness trainers
  • Certified personal trainers
  • Endurance fitness trainers
  • Fitness therapists
  • Fitness therapy assistants
  • Golf fitness trainers
  • Holistic fitness trainers
  • IDEAfit members
  • Martial arts instructors
  • Older adult fitness trainers
  • Performance nutrition specialists
  • Personal trainers & specialists
  • Pilates instructors
  • Specialists in fitness nutrition
  • Triathlon coaches
  • Water fitness trainers
  • Yoga instructors
  • Youth fitness trainers and more

Pricing for Lockton Affinity Fitness
Professional Liability insurance

Professional Liability insurance rates for fitness professionals with limits of $500,000 per claim / $500,000 aggregate start as low as:

$18

FOR STUDENTS

*Per year

$121

FOR EMPLOYED
PROFESSIONALS

*Per year

$241

FOR SELF-EMPLOYED
PROFESSIONALS

*Per year

Additional limit options include:

$1,000,000 per claim / $1,000,000 aggregate
$1,000,000 per claim / $3,000,000 aggregate
$2,000,000 per claim / $4,000,000 aggregate

*Before applicable fees.

Coverage details for Lockton Affinity Fitness Professional Liability insurance

A wide range of fitness professions are eligible for coverage.

  • Damages and claim expenses
  • Attorney fees and court costs if you are named in a claim, including as a defendant in a civil suit stemming from covered professional services
  • Loss of earnings up to $500 per day due to your attendance at trial, hearings, mediation meetings or arbitration proceedings
  • Professional license complaint investigation fees, costs and expenses associated with investigations or proceedings brought by a state licensing board, or other regulatory body, in relation to your professional services license
  • Limited-premises General Liability

Get Professional Liability coverage from Lockton Affinity Fitness

Through our fully integrated system, you can get a quote, apply and buy a Professional Liability insurance policy online in a just few minutes. Your coverage begins the day after you apply, or you can choose an effective date in the future to fit your exact needs.

Get your free quote and purchase your Professional Liability insurance today.

Why fitness professionals need personal coverage

While you may be covered under an employer’s Professional Liability policy, that policy likely excludes coverage if you’re personally named in a lawsuit. A single claim can cost thousands of dollars and interrupt your ability to continue working — even if you’re acquitted of any wrongdoing.

Whether you work for a gym, studio, fitness facility or health club, a personal Professional Liability Insurance policy in your name from Lockton Affinity Fitness provides protection you can count on.

Contact us

If you have any questions about obtaining or servicing your insurance, please call us at (800) 253-5486 or complete this form.

Phones are answered Monday through Friday, 7 AM to 5:30 PM (CST).