Tailored Professional Liability insurance for fitness therapists

The importance of
Professional Liability insurance for
fitness therapists

From assessment to recovery, your therapy patients count on you from the onset of care until they’ve established a normal level of functional fitness.

While your education and clinical experience go a long way in successfully treating your patients, even seasoned professionals who take the greatest care in their work are vulnerable to the threat of malpractice claims. In that critical moment, the best protection is Lockton Affinity Fitness’s Professional Liability insurance for fitness therapists. This comprehensive and affordable policy is tailored to fitness therapists and fitness therapist assistants and can be purchased online in a few minutes.

Pricing for Professional Liability insurance for fitness therapists

Professional Liability insurance rates for fitness therapists with limits of $500,000 per claim / $500,000 aggregate start as low as:

$18

FOR STUDENTS

$121

FOR EMPLOYED
PROFESSIONALS

$241

FOR SELF-EMPLOYED
PROFESSIONALS

Additional limit options include:

$1,000,000 per claim / $1,000,000 aggregate
$1,000,000 per claim / $3,000,000 aggregate
$2,000,000 per claim / $4,000,000 aggregate

*Before applicable fees.

Coverage details for fitness therapists Professional Liability insurance

• Damages and claim expenses
• Attorney fees and court costs if you are named in a claim, including as a defendant in a civil suit stemming from covered professional services
• Loss of earnings up to $500 per day due to your attendance at trial, hearings, mediation meetings or arbitration proceedings
• Professional license complaint investigation fees, costs and expenses associated with investigations or proceedings brought by a state licensing board, or other regulatory body, in relation to your professional services license
• Limited-premises General Liability

Why fitness therapist and fitness therapist assistants need personal coverage

A slight mishap in a prescribed recovery program can cause unpleasant effects to your career, your reputation and your finances. The cost to defend even an erroneous claim against you can cost thousands and interrupt your ability to continue working — even if you’re acquitted of any wrongdoing.

If you are an employee of a clinic, hospital or fitness facility, you may be covered under the employer’s Professional Liability policy. However, that policy likely excludes coverage if you’re personally named in a lawsuit. With a Professional Liability policy from Lockton Affinity Fitness, coverage is written in your name, so you receive protection at the level of coverage you choose.