Tailored Professional Liability insurance for Pilates instructors

The importance of
Professional Liability insurance for
Pilates instructors

Whether you’re teaching mat or equipment classes, using the reformer, trapeze, tower, chair or barrel, you’re dedicated to implementing safe and effective, individualized Pilates programs to build the health, fitness, skill and confidence of your clients.

Unfortunately, no matter how diligent you are about teaching appropriate Pilates form and technique, lawsuits involving bodily injury or allegations of sexual harassment against you can happen at any time. And even a single claim, whether justified or not, can threaten your career, take significant time away from teaching classes and add up to thousands of dollars.

To help protect against client claims, Lockton Affinity Fitness offers comprehensive, affordable Professional Liability insurance for Pilates instructors that can be purchased online in a few minutes.

Pricing for Pilates instructor Professional Liability insurance

Professional Liability insurance rates for Pilates instructors with limits of $500,000 per claim / $500,000 aggregate start as low as:

$18

FOR STUDENTS

$121

FOR EMPLOYED
PROFESSIONALS

$241

FOR SELF-EMPLOYED
PROFESSIONALS

Additional limit options include:

$1,000,000 per claim / $1,000,000 aggregate
$1,000,000 per claim / $3,000,000 aggregate
$2,000,000 per claim / $4,000,000 aggregate

*Before applicable fees.

Coverage details for Pilates instructor Professional Liability insurance

• Damages and claim expenses
• Attorney fees and court costs if you are named in a claim, including as a defendant in a civil suit stemming from covered professional services
• Loss of earnings up to $500 per day due to your attendance at trial, hearings, mediation meetings or arbitration proceedings
• Professional license complaint investigation fees, costs and expenses associated with investigations or proceedings brought by a state licensing board, or other regulatory body, in relation to your professional services license
• Limited-premises General Liability

Why Pilates instructors need personal coverage

While you may be covered under an employer’s Professional Liability policy, that policy likely excludes coverage if you’re personally named in a lawsuit. A single claim can cost thousands of dollars and interrupt your ability to continue working — even if you’re acquitted of any wrongdoing.

Whether you’re self-employed or work for a fitness facility, health club or gym, your own Professional Liability insurance policy from Lockton Affinity Fitness provides protection you can count on. Plus, our coverage is portable, so it covers you wherever you work.